To keep the closed Account around but not have it in the list, the only answer, for the moment, is to lock the Account. You'll have to give it a password to do that. It'll always be locked by default going forward so there's no more effort unless you need to see the Account's Entries or Account Summaries, when you'd need to unlock the Account to get at its innards.
On our end, rather than thinking through a user interface for customizing the list of Accounts you can transfer to and from, as well as the back end logic for storing and changing how things behave based on that data, I think you've spelled out the use case that makes the most sense - when an Account is closed, users don't need to see it as an option. If CheckBook had a way of knowing an Account was closed, a checkbox in the Account options sheet, perhaps, it would follow the Account would no longer appear as an option to transfer to or from. You'd also want to prevent changes to the Entries in the Account or to most of its Account options, prevent dragging and dropping Entries to and from other Accounts, and to no longer evaluate its Schedules. Add a way to visualize the "closed" status in the Accounts list, maybe a badge on the Account icon, and I think you're in business. All of that would help a lot of folks, I bet, when they close an Account but want to keep it around.
We'll think on it, for sure. Thanks for letting us know you need this!
_________________ Keith GugliottoPrimordial Sea CaptainSplasm Software https://www.splasm.com
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